Terms and conditions


These are the general terms of service which govern your use of The Purpose Xchange website (the ‘Site’) and its associated services. Please read these terms carefully before using this website. Your use of this Site constitutes acceptance of these terms and conditions. If you do not wish to be bound by these terms of service, you should not continue to use or access the Site.


The Purpose Xchange website is owned and managed by The Age of No Retirement Community Interest Company (no. 10053819). The Age of No Retirement CIC reserves the right to change these terms and conditions from time to time and will communicate these changes via the user newsletter and online postings.


You must be 16 years of age or older to visit or use the Site in any manner, and, if under the age of 18, must use the Site under the supervision of a parent, legal guardian, or other responsible adult.


Copyright in all the Site material is owned by The Age of No Retirement CIC, whose registered office is at 61 Raleigh Drive, London, N20 0UX).


What it is, how it works and appropriate use:

The Purpose Xchange is an online Non-Retirement service that helps people in midlife transition effectively from their careers. It offers a series of group workshops to facilitate the journey of users into a “non-retirement” of their own design. The Purpose Xchange does not provide advice, guidance or counselling services. It does not provide financial advice of any kind. The Age of No Retirement CIC bears no responsibility for any advice shared between members of The Purpose Xchange.


The toolkits provided in support of the Non-Retirement workshops are the property of The Age of no Retirement CIC and are not to be reproduced, shared or distributed to anyone and in any form. The toolkits are provided for guidance only to help facilitate the design and development of the member’s Non-Retirement plan. They do not need to be fully completed or strictly adhered to.


The Purpose Xchange also hosts a Community Impact platform whereby members, in teams of up to 20, design and deliver projects with the objective of making positive change and impact in the world around us. The Age of No Retirement does not design these projects, not does control the manner in which they are delivered or the benefits and impact that may result from them. The Purpose Xchange does seek to record and share all positive outcomes, as part of its commitment to creating positive societal change.



Membership of The Purpose Xchange is free, as is participation in the Community Impact projects and storytelling events.


The Non-Retirement planning workshops and classes are charged at between £10 - £25 per person, per workshop or class. All fees are inclusive of service fees and VAT.


Participation in all activities are entirely optional, and members may choose to only participate in the free Community Impact services, or they may choose to do only one or two workshops from the Non-Retirement curriculum. The Non-Retirement workshops may be attended in any order, in full or in part.



All events are booked using the Event planning service, Eventbrite. Paid-for events will be refunded in full if the booking is cancelled more than 24 hours before the event start time. No refunds, in full or in part, will be made if cancelled within 24 hours of the event start time.


Personal safety:

Note that there are risks inherent in participating in open online forums such as The Purpose Xchange, including but not limited to engaging with strangers or people acting under false pretenses. Members assume all risks associated with dealing with other users with whom they come in contact through The Purpose Xchange site and associated social media channels. The Age of No Retirement CIC expects all users to use caution and common sense when using the Site and when engaging directly with other members and members of their Community Impact teams, by telephone, face-to-face meetings or through other means.



Your privacy is paramount to us. We will never pass on, trade, exchange or sell your personal details to anyone without your expressed consent. We request only the absolute minimum of data which may identify you as a person, limited to your name and email address. We do not collect your address, date of birth or any payment or financial details. All event payments are made through Eventbrite, and no financial data are shared by Eventbrite with The Age of No Retirement CIC. Please see Eventbrite’s website for their privacy and data management policies.


Materials on this Site are provided for the purposes of information only and should not be relied upon. Independent advice should be sought on employment, financial and legal matters.


Links to third party websites on this Site are provided solely as a convenience to you. The Age of No Retirement CIC is not responsible for the content, accuracy or reliability of linked third-party websites, either to or from the Site. If you decide to access any of the third party websites linked to this Site, you do so at your own risk.


You agree to use this Site only for lawful purposes, and in an appropriate manner.  You must not upload offensive, obscene or racist content, including photographs, on to the Site or any of The Purpose Xchange’s social media channels. The Age of No Retirement CIC reserves the right to remove or edit any content posted on the Site or its associated services at its sole discretion and without notice, regardless of whether or not it is, in the opinion of any third party, offensive, obscene or racist.


Unless otherwise requested, by posting messages on the Site or associated social media sites you are granting a license to The Age of No Retirement CIC to reproduce these comments on any other part of the Site and in any other publications.



The Age of No Retirement CIC shall not be liable for any loss or damage which a user may claim to have suffered by reason of their attending any class, workshop or event, or accessing and using the Site or its associated social media services, including (but not limited to) loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of productivity, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, loss of or waste of management or other staff time, or for any indirect, consequential or special loss, however arising.


Any questions or comments regarding the Site can be addressed by emailing contact@ageofnoretirement.org


These Terms of Service are governed by English law and are subject to the exclusive jurisdiction of the English courts.